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Bruce Park

Real Estate Underwriting & Credit Lead

Bruce Park is a real estate finance and credit professional with experience across institutional underwriting, private real estate debt, construction lending and corporate banking.

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He currently serves as Vice President, Underwriting at Archwest Capital, where he focuses on residential transition lending, including fix-and-flip and ground-up construction transactions.

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Previously, Bruce worked as a Credit Underwriter at Genesis Capital and as an Underwriting and Asset Management Associate at Parkview Financial, a private real estate debt platform.

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Earlier in his career, he worked in the Corporate and Investment Bank at JPMorgan Chase & Co. in New York.

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Across his real estate lending career, Bruce has supported or closed more than $2 billion in construction and bridge loan activity.

His areas of expertise include:

  • Real estate credit underwriting

  • Construction and bridge lending

  • Development budget review

  • Borrower and sponsor analysis

  • Debt sizing and loan structure

  • Project cash flow

  • Financial statement review

  • Construction risk

  • Sensitivity and downside analysis

  • Exit and repayment assumptions

  • Asset management

  • Private real estate debt

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At EPA, Bruce leads the institutional underwriting, debt and credit perspective.

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His role is to test whether a project's financial assumptions, development budget, leverage and exit strategy would withstand the type of scrutiny applied by an experienced real estate lender.

While a developer may focus on upside potential, Bruce helps the team ask:

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What happens if costs increase, the schedule slips, sales slow or the exit value comes in below expectations?

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This lender-style discipline helps the team evaluate whether a project's financial assumptions and capital structure remain defensible under more conservative scenarios.

Education & Credentials

  • MBA, UC Berkeley Haas School of Business

  • Bachelor's Degree, UC Berkeley, Political Economy

  • California Real Estate Salesperson License

  • California Mortgage Loan Originator License

  • REFAI, Linneman Associates

  • REFM Certification, Levels 1–3, with Distinction

  • U.S. Army Veteran

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